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subrogation “homeowner’s policy” relative “Freemont Ins. Co.” Martin “Michigan Cout of Appeals” coverage household
Most subrogation professionals have encountered a strong subrogation claim against a negligent third party who does not have his or her own liability coverage, but whose relative – most likely a parent –has a homeowner’s policy which may cover the individual’s liability. The key factor in determining whether the homeowner’s liability policy will apply is...