In this episode of “Subro on the Go,” regular co-hosts, David Brisco (San Diego) and Joe Rich (Miami) are joined by their partners, Phil Carroll (Salt Lake City) and Phil Berens (LA), to continue the Back-to-Basics Series and discuss demand packages.  Now that the investigation is over and you are ready to make a demand...

Homelessness is a major issue in American cities. We receive many subrogation inquiries about whether public entities can be pursued when an incident begins in a homeless encampment on government property and then causes damage to an insured’s property. About The Author

Seems unnecessary to retain a cause and origin expert to investigate a water loss.  Both the insured and field adjuster have identified the “cause” and “origin” simply by observing water leaking from the water supply line.  Should the adjuster then simply collect the subject water supply line and ship it off to a vendor for...

Time is money in the subrogation industry.  And knowing the timeframes of when you can pursue recovery claims is an important first step in evaluating your case, including determining the scope of your early investigation.  Whether you can or cannot bring a claim due to a pre-determined timeframe set by a specific statute is often...

Picture this scenario: you have a massive water loss at a commercial construction project.  You send your forensic plumbing consultant to the scene.  Your consultant determines that the plumbing subcontractor forgot to apply adhesive to the pipes that served the fire suppression system.  One of the pipes split and flooded the entire complex when the...

Consider this hypothetical: It is 2 a.m. on a Monday morning. John and Jill Smith are fast asleep in the master bedroom while their kids are asleep down the hall. John awakes to the noisy smoke detector and the smell of smoke coming from their master bathroom. John goes to the bathroom to see what...