Investigating subrogation claims for property damage involves assessing a handful of key elements: (1) identifying the cause and origin of the loss; (2) ascertaining third-party targets; and (3) assessing whether a viable claim and recovery exists against those targets. The third element takes many forms, including determining the applicability of state laws to the third-party’s...

It was just a matter of time. As cyber-attacks rose and the data security breaches became increasingly devastating to businesses and individuals, cyber breach insurance became more prevalent. And where insurance appears, subrogation recovery follows. We have not seen an overwhelming number of cyber claims or lawsuits filed – yet. One of the main lawsuits...