By

Pamela Pengelley
ChatGPT captures the essence of subrogation in poetic form.  Playful and on point, we share the following rhythm and rhyme. As Cozen O’Connor attorneys know and appreciate, sometimes cases need a creative approach. About The Author
In our current episode, co-host, Joe Rich, speaks with some of our Canadian Litigators about the differences in pursuing subrogation claims in Canada versus the U.S. Joe is joined by Pamela Pengelley, Office Managing Counsel of our Firm’s Toronto Office, and David Huard, Office Managing Counsel for our Quebec Office, to discuss topics such as...
What is a Limitation Period? All legal proceedings, including subrogated recovery actions, must be commenced within a certain period of time set out by legislation. The time period in which an action can be brought is called a limitation period. It is also sometimes called a prescription period. If an action is not brought within...
A. What is A Standard Mortgage Clause? First-party property insurance policies usually contain one of two types of mortgagee clauses: i) a loss-payable clause; or ii) a standard mortgage clause. i)          The Loss-Payable Clause: This type of clause merely provides that insurance proceeds shall be paid to a mortgagee as "its interests may appear."...
In Canada, the right of subrogation is a product of the common law, although it may be modified by statute or contract. Unlike in the United States, Canadian common law provides that an insurer may sue only in the name of the insured in relation to a subrogated claim .That rationale has its roots in...