Seems unnecessary to retain a cause and origin expert to investigate a water loss.  Both the insured and field adjuster have identified the “cause” and “origin” simply by observing water leaking from the water supply line.  Should the adjuster then simply collect the subject water supply line and ship it off to a vendor for...

There are many challenges to subrogation recovery when the fire originates at a neighboring property.  To assist with the challenge of pursuing liability, one tip is to look for evidence supporting the fire spread theory.  In some jurisdictions, common law negligence claims and code violations are allowed to hold the property owner or property manager...